HOP! Advantage is a travel insurance plan available to non-US residents visiting anywhere outside their home country.
Coverage begins at 12:01 AM EST on the plan effective date and terminates at 11:59 PM EST on the policy end date.
All HOP! Travel Insurance Plans must be purchased prior to arrival in the destination country.
HOP! Advantage is a fixed indemnity travel insurance plan covering pre-existing conditions and is designed for individuals desiring coverage while traveling outside their home country, offering worldwide coverage for travel, medical, and personal assistance needs.
The plan includes Robin Assist, which facilitates direct billing with in-network providers for members. Robin Assist delivers 24/7 claims support and emergency travel and medical assistance, accessible from any device, anywhere in the world. The team manages claim processing, coordinates with global medical providers, verifies eligibility, and oversees emergency evacuation and repatriation services. For a comprehensive summary of benefits and exclusions, please consult the plan document.
READ MOREWe know that your privacy is important to you and we strive to protect the confidentiality of your non-public personal information. We do not disclose any non-public personal information about our insureds or former insureds to anyone, except as permitted or required by law. We maintain appropriate physical, electronic and procedural safeguards to ensure the security of your non-public personal information. You may obtain a detailed copy of our privacy policy by calling 408-222-1110.
In the event that you remain dissatisfied and wish to make a complaint you can do so to the Complaints team at [email protected]
Please note that sensitive health and other information that you provide may be used by us, our representatives, the insurers and industry governing bodies and regulators to process your insurance, handle claims and prevent fraud. This may involve transferring information to other countries (some of which may have limited, or no data protection laws). We have taken steps to ensure your information is held securely. Where sensitive personal information relates to anyone other than you, you must obtain the explicit consent of the person to whom the information relates both to the disclosure of such information to us and its use as set out above. Information we hold will not be shared with third parties for marketing purposes. You have the right to access your personal records.
This travel assistance program is not an insurance and is not subject to and does not provide any insurance benefits required by the United States’ Patient Protection and Affordable Care Act (“PPACA”). This coverage is not a general health insurance product in any manner or kind.