When enrolled in an INF International Visitor Accident and Sickness Plan with United Healthcare Options PPO Network, you have the option to visit one of our In-Network Providers. Our Elite and Travel USA plans (when visiting USA) use the United Healthcare . A PPO (Preferred Provider Organization) is a network of doctors, hospitals, urgent care clinics, & specialists who offer preferred rates to lower coinsurance for plan members. If you go to an In-Network provider, you may be afforded several benefits.
INF IVAS Plans also come with INF-Robin Assist. INF-Robin Assist arranges for direct billing and can make appointments on behalf of members to save them time. INF-Robin Assist provides 24/7 responsive claims, emergency travel and medical assistance from any device, any time, any place. INF-Robin Assist will process your claim, coordinate with the medical providers around the globe, determine eligibility, and even handle evacuation and repatriation services
For example, the health care provider may bill the insurance directly, meaning you will not have to pay out of pocket in advance for many of these eligible expenses. Copays and coinsurance are lower when using in-network providers.