This plan will cover COVID-19 as a new sickness. Diplomat America plan provides Accident and Sickness medical coverage, Accidental Death and Dismemberment benefits, Travel Assistance for Non-U.S. citizens and Non-U.S. residents traveling to the United States. This plan is great for international students, business and tourists, study abroad, international exchange students, church or missionary travelers, and more. Coverage for this plan is based on a per day rate. Minimum period of coverage is 15 days and the maximum period of coverage is 365 days.
Travel insurance designed to cover Non-U.S. Citizens and Non-U.S. Residents traveling to the United States. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers.
Why do you need international travel Insurance? Nationalized or government sponsored health plans rarely provide adequate medical coverage for injuries or illnesses which occur in the United States. Most travelers are unaware of how expensive medical care is in the United States. Not to mention, that U.S. medical facilities may not recognize insurance provided by a “foreign” insurance company and could deny services or demand up-front payment for treatment.
Expenses that are specifically enumerated in the following list of charges that are incurred for medical care and supplies which are:
After you pay the selected deductible, the plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
Deductible Choices: $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 (per person per policy period).
The Plan Document does not cover any loss resulting from any of the following unless otherwise covered under the Plan Document by Additional Benefits:
The Company, upon receipt of a written notice of claim, will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss. If such forms are not furnished within 15 days after the giving of such notice, the claimant shall be deemed to have complied with the requirements of this Plan by submitting, within the time fixed in this Plan for filing proofs of loss, written proof showing the occurrence, nature and extent of the loss for which claim is made.
Refund of premium, less a $25 processing fee, will be considered if written request is received prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.
Enhanced AD&D Benefit Rates (Per Person / Month) *Enhanced AD&D amount and additional rate apply to age 18+