Travel Medical Insurance for USA
INF offers travel health insurance plans for international travelers to / from the United States. Not all travel medical plans are alike. INF plans have unique features which cover you no matter what happens. Founded in 1988, INF offers the most competitive travel medical insurance options for visitor to the United States & Canada. INF brings innovative travel medical insurance programs for visitors traveling outside their home country.
If you are traveling outside your home country- it makes sense to enroll in a travel insurance plan or visitors insurance plan during your journey. It doesn't matter if you're trekking the jungles of the Amazon or climbing the mountains of Nepal, it is important to make sure you are covered.
Data from the US Department of Trade shows international visitors spent close to $12 billion on medical care during their visit to the United States. Most international visitors who have to seek medical care have some sort of pre existing condition. Most travel medical coverage plans offer little to no coverage for pre-existing conditions. These plans will only offer "acute onset of pre-existing conditions" coverage. Pre existing conditions account for the majority of medical expenses an international visitor will face during their stay in the US.
Insurance services offered by insurance companies for travelers to the United States are typically full of exclusions that allow companies to deny claims left and right. When you purchase travel insurance- you expect to at least get something out of it, right? Most international medical plans do not cover pre-existing conditions because they are considered way too high of a risk. Studies show the majority of international travelers are above age 60. These travelers suffer from at least one type of chronic pre existing condition.
If you are looking for peace of mind while you travel- INF offers the only travel medical insurance for pre existing conditions. INF offers travel medical insurance which covers heart attack , stoke, and any other heart complication. Chronic issues like blood pressure and diabetes are considered pre-existing by travel insurance. INF covers all pre-existing conditions for visitors to USA, Canada, and all of North America. With INF- get the coverage you want and the peace of mind you need.
If you are traveling outside your home country- it makes sense to enroll in a travel insurance plan or visitors insurance plan during your journey. It doesn't matter if you're trekking the jungles of the Amazon or climbing the mountains of Nepal, it is important to make sure you are covered.
Data from the US Department of Trade shows international visitors spent close to $12 billion on medical care during their visit to the United States. Most international visitors who have to seek medical care have some sort of pre existing condition. Most travel medical coverage plans offer little to no coverage for pre-existing conditions. These plans will only offer "acute onset of pre-existing conditions" coverage. Pre existing conditions account for the majority of medical expenses an international visitor will face during their stay in the US.
Insurance services offered by insurance companies for travelers to the United States are typically full of exclusions that allow companies to deny claims left and right. When you purchase travel insurance- you expect to at least get something out of it, right? Most international medical plans do not cover pre-existing conditions because they are considered way too high of a risk. Studies show the majority of international travelers are above age 60. These travelers suffer from at least one type of chronic pre existing condition.
If you are looking for peace of mind while you travel- INF offers the only travel medical insurance for pre existing conditions. INF offers travel medical insurance which covers heart attack , stoke, and any other heart complication. Chronic issues like blood pressure and diabetes are considered pre-existing by travel insurance. INF covers all pre-existing conditions for visitors to USA, Canada, and all of North America. With INF- get the coverage you want and the peace of mind you need.
Travel Medical Insurance FAQ
What does "Cover all Pre-Existing Conditions" mean?INF offers "Full Pre-Existing Coverage" for visitors to USA. Visitor Medical Insurance historically has not covered any pre-existing conditions due to the high risk involved. Even in the United States, short term health plans do not cover pre-existing issues.
INF is different- we cover any worsening of a pre-existing condition. For example, this means if you have a sudden increase in blood pressure it will be covered by the INF Elite plan. What is the best travel medical insurance?INF Elite provides the best international health insurance coverage for pre-existing conditions. If you are looking for comprehensive coverage with out pre-existing condition coverage, INF Advantage plan will be your best option.
Both plans come with $0 Copay Telemedicine- meaning you can get medical care from anywhere you are. All INF Plans also have cashless claims- meaning you don't have to pay out-of-pocket and file for reimbursement. Is there a travel insurance for 80 year old with medical conditions?Yes. INF Plans cover up to age 99 years old. INF provides coverage for age 80+ up to $75,000 for any new sickness or accident. You don't stop traveling when you get older- so why should your insurance stop covering you. INF specializes in providing travel medical insurance for visiting seniors.
Does travel medical insurance check medical records?No. INF does not ask international travelers to provide medical records when enrolling in the plan. We do not take into account recent changes in medication, or any other prior medical history when determining rates or eligibility in the plan.
What is the recommended international travel medical insurance to enroll in?We recommend enrolling in at least $50,000 of coverage when visiting the United States or abroad. Costs for medical care differ between countries. We find enrolling in a minimum of $50,000 will be enough to sufficient cover you until you can be repatriated back home.
My parents are only staying for 1 month, should I go with a cheap visitors insurance plan?Cheap visitors insurance for visiting parents is exactly what it sounds like: cheap. Do you buy cheap running shoes? Do you buy a cheap wallet? You should be aware that cheap is not better- cheap items break and cheap insurance does not cover.
There are plans called Fixed Benefit Plans, which pay a fixed amount for claims based on a schedule of benefits. Fixed benefit plans cost as little as $28 per month- and you may get a $2,000 claim paid. So- you got your money's worth, right? Wrong. If you have a $10,000 bill or $100,000 bill - these plans will still only pay $2,000. You are talking a lot of risk by enrolling in a cheap visitors insurance plan for your visiting parents. How soon should I buy international travel insurance coverage?We recommend purchasing international travel insurance coverage at least 2 weeks before your intended departure date. The main reason is so the information has time to flow to our claims office, telemedicine provider, and dental coverage provider.
Moreover, we provide all insured members with a State Department approved visa letter which can be shown at immigration as proof of valid health insurance. |
Parents with Pre-Existing Conditions should enroll in the INF Elite or Premier Plan
Yes. INF will cover heart patients during their international travel. International health insurance with pre-existing conditions coverage is a must have for anyone who has recently had a heart attack or stoke. Claims data shows that 60% of visitors to the United States who had a prior heart attack or stoke will suffer from a complication during they stay.
Complications can arise from many factors- but you want to be covered no matter what happens. Pre-existing condition travel insurance provided by INF covers any complication which could possible arise. Whether it's heart palpitations or lightheadedness- it is going to be covered by INF's full pre-existing coverage plans. What's the best travel medical insurance if I live in Canada?INF plans cover if you are a snowbird who lives in Canada and visits the US during the winter. We insure thousands of Canadians each year with our Full Pre-Existing travel medical insurance options. Snowbird insurance for USA travel is always important to enroll in. Provincial insurance does not cover very much the moment you leave Canada- and this is especially true for traveling seniors!
Most Canadian travel insurance will exclude coverage if you have recently had a heart attack within the last six months. They will also exclude if you have had any change in your medication. These types of exclusions leave snowbirds exposed to the high cost of medical care in USA. If you want to protect yourself and your family, we recommend enrolling the comprehensive INF Elite Network plan. INF Elite pays out the highest amount of claims out of any other international medical insurance plan. Is travel health insurance required to visit the USA?The White House recently sent out a proclamation stating all immigrant visa applicants are required to have health insurance. Although travel health insurance is not required to visit USA currently, we would advise you to enroll in at least a basic coverage plan.
If you have basic coverage you will be able to access discounted medical rates through our extensive PPO network. Does International Travel Health Insurance cover my travel to / from my home country?Yes. INF covers travel to/from the home country. This means the moment you step out of your home on the way to the airport- you are covered by INF. INF covers any accident while you are traveling in your home country on your way to your destination.
Once you step foot onto your flight, you are covered for any new sickness, accident, or pre-existing issue. |