INF Standard Plan for Visitors to USA
Note: THIS PROGRAM IS AVAILABLE ONLY FOR RENEWAL OF EXISTING POLICY HOLDERS
The INF Standard Plan is a accident & sickness insurance program for members visiting the United States. This plan pays medical expense benefits for covered expenses that result from a covered accident or sickness, as per the terms and conditions listed in the policy.
This means out-patient, specialist, urgent care, and in-patient expenses are covered by this plan for new sicknesses, and accidents. Usual and customary charges for medically necessary covered expenses. These expenses are covered up to policy sublimits and benefit maximums after any applicable deductibles have been met.
There is no coverage for pre-existing conditions. Pre-existing condition means an illness, disease, or other condition of the Covered Person that in the 12-month period before the Covered Person’s coverage became effective under the Policy:
1. first manifested itself, worsened, became acute, or exhibited symptoms that would have caused a person to seek diagnosis, care, or treatment; or
2. required taking prescribed drugs or medicines, unless the condition for which the prescribed drug or medicine is taken remains controlled without any change in the required prescription; or
3. was treated by a Doctor or treatment had been recommended by a Doctor.
This plan is available for ages 0- 99, and enrollment can be completed online. INF Standard has been offered for more than 30 years by INF as part of its commitment to the community.
The INF Standard Plan provides travel assistance services through AXA Global Assistance. Services provided include (but are not limited to):
Medical Monitoring, Medical Referrals. Emergency Medical Payments, Medical Expense Guarantee, Hospital Admission Guarantee, Emergency Medical Transport, Medical Evacuation or Repatriation, Dispatch of o Doctor or Specialist, Repatriation of Remains, Family Reunion Travel Arrangements, Escort Transportation, Return of Dependent Children, Return of a Traveling Companion, Visit of a Family Member or Friend, and Replacement of Medication or Eyeglasses. These services are available only if a covered person started his/her journey at least 100 miles away from his or her legal residence or outside of his or her home country or country of permanent assignment. Payment for these services is the responsibility of the traveler unless paid for by you or covered under the policy.
This plan is underwritten by ACE American Insurance Company, a member insurer of the Chubb Group of Companies.
Additional FeaturesINF offers a Careington POS Discount Cord at no additional cost to on participants of INF Standard plan as part of its community service. This discount card savings on Dental, Vision, Prescription, & Hearing products & services. With the Careington Discount Cord, you can expect savings of up to 50% for Dental procedures! This is a discount cord and not part of an insurance policy.
A special feature of INF membership is MeMD- a telehealth feature which allows you to get medical care from the comfort of your own home. MeMD allows you to schedule an appointment with a board-certified US-based doctor and get medical care within 1 hour. The doctor will video or audio chat your visitor and send a prescription to your nearest pharmacy, if required. MeMD has no deductible, no cost to the policy hokier, and can be used for any non-life threatening new sickness or pre-existing medical conditions, without acute-onset limitation. .
THE SERVICES DESCRIBED ABOVE ARE NOT INSURANCE AND ARE NOT AFFILIATED WITH ACE AMERICAN INSURANCE COMPANY
INF Standard Coverages
INF Standard Plan Medical Expense Options (Age 0-69)
INF Standard Plan Medical Expense Options | Age 70-99
INF Standard Schedule of Benefits
$100,000 Policy Max
$150,000 Policy Max
In-Patient services | $50,000
Out-patient services | $50,000
Other benefits | $50,000
In-Patient services | $100,000
Out-patient services | $100,000
Other benefits | $100,000
In-Patient services | $150,000
Out-patient services | $150,000
Other benefits | $150,000