Dental Coverage for Visitors to USA
Way too often someone will call the INF office and say, "My visiting parents have a toothache, if I go to the dentist will this be covered?" Most Insurance for Visitors plans do not offer routine dental care are part of their visitor medical plan. In fact, most medical Insurance for Visitors only cover dental injury to sound natural teeth or an acute pain related to dental injury. As we all know however, no plan that offers acute onset of pre-existing conditions pays any claims. So even if you think you are going to the dentist for a covered incident- your claim is going to be denied.
Is there a travel insurance plan that provides coverage for dental? Yes. All INF plans come with the Careington POS Dental Discount Card at no additional charge. The Careington Dental card for visitors to USA is simple to use. When you enroll in an INF plan- the discount card is provided in your welcome email. If you visiting par
ents have any dental issue- simply locate one of Careington's 13,000 in-network dentists near you, and visit the dental office. The Careington Dental Plan will act as a instant savings card- affording you dental discounts for your visiting parents.
THE SERVICES DESCRIBED IN THIS ARTICLE ARE NOT INSURANCE AND ARE NOT AFFILIATED WITH AXIS INSURANCE COMPANY
INF Dental Insurance for Visitors to USA FAQ:
Why do visitor insurance plans not cover dental?
Travel medical insurance plans are essentially short term health insurance policies. These plans are designed to cover new sickness, accidents, and pre-existing conditions. However, most plans only cover accidents to teeth. But not just any teeth- your damaged tooth should have no crowns or fillings, and your gums should be healthy. As you can see- if your visiting parents have any dental issue- it will be hard to get coverage.
How are claims handled by the Careington Visitor Insurance Dental Plan?
The beauty of the Careington Dental Plan for visiting parents is that there is no hassle of filing claims or filing for reimbursement from the company. Rather- the Careington card acts as a true discount card or instant savings card, meaning you pay the discounted rate.
For example- you visit a dental office which charges $600 for a root canal that your visiting parent desperately needs. You show the Careington Dental card to the front receptionist, you will then view a rates sheet- which shows the applicable dental discount available for your visiting parents. On the sheet it will say, "Root Canal: Average Price is $600, Discount Price is $280." And that will be the price you pay. Very simple- no need to file for claims or reimbursement- you saved over 50% of the cost by just showing your card!
Is this Discount Program really free?
Yes. INF Visitor Insurance members have access to all features of the Careington Discount Card program at absolutely no additional cost. We're committed to providing quality, affordable health care to all members. We encourage you to try out these services provided by INF Visitor Insurance.
Is this Discount Program part of my Insurance?
The Careington Discount program, although included with your insurance for no additional cost, is not insurance. It is a discount card program which allows members to access dental care, prescriptions, vision, and hearing equipment at significantly discounted rates.
Why is it important to have dental coverage for visiting parents?
Most visiting parents run into some sort of dental issue while visiting the USA. In fact, a survey of INF Members in 2018 found that 46% of parents who visited the US complained of some sort of dental issue during their visit. A common question we're asked at INF is, "My visiting parent can't eat anything due to this toothache! What can I do?" Most of the time- you are stuck paying out of pocket for large dental bills. According to MemberBenefits.com, the average cost of a regular dental visit is going to be almost $285- let alone the cost of a tooth extraction or new dentures!
When you enroll in an INF Insurance for Visitors plan for your parents- you get the full suite of medical coverage. INF provides the only coverage which full covers pre-existing conditions, provides dental coverage for your visiting parents, provides $0 copay telemedicine, and provides cashless claims for all your parents medical needs.
Do I need to fill out a separate application?
No. We auto-enroll all INF Visitor Insurance members into the Careington Discount Program. We provide you with your Discount Card & benefits information directly after you become enrolled in an INF Visitor Insurance program.
Am I the only one who can use the Discount Program?
The Careington Discount program can be used by anyone in your family. If someone in your family is insured with INF Visitor Insurance, your whole family is able to access the amazing discounts the Careington Program has to offer.
How do I use the Discount Program?
To find out how to use the Careington Discount program, click on the "Learn More" button beneath each discount programs logo below!
Careington POS Dental Discount
UNoA Prescription Discount Program
EyeMed Discount Program
Regular eye exams are not only good for your eye health – they’re good for your overall health, too. Annual eye exams can detect signs of serious health issues, such as diabetes and high blood pressure.
Members save 20% to 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program through the Access network. Members are eligible for discounts on exams, eyeglasses and contact lenses from more than 90,000 providers nationwide including independent optometrists, ophthalmologists, opticians and leading optical retailers such as LensCrafters®, Sears Optical®, Target Optical®, JCPenney® Optical and most Pearle Vision® locations.
Members can choose the doctors they want and the brands they love, like Ray-Ban®, Oakley ® and Coach ®.
Amplifon Hearing Discount Program