Which Doctor can I visit with INF International Visitor Accident and Sickness Insurance?
INF International Visitor Accident and Sickness Insurance plans can be used with a wide variety of providers across the United States, Canada and Mexico. Many providers may provide direct billing, which may eliminate the need to pay out of pocket at the time of the visit and file for reimbursement. All plans allow you to visit any doctor, independent clinic, or urgent care facility. Levels of coverage may vary - please thoroughly review all plan information to determine which plan best meets your needs.
Which PPO network does INF use?
Some INF plans may use the Multiplan Network. When you visit an in-network provider or facility:
1) Your Insurance is acceptable to most participating providers and facilities,
2) Providers are likely to bill the IVAS insurance directly, i.e. "Direct Billing" most of the time. This means you do not have to pay the medical bill & wait for reimbursement.
3) Your copays and coinsurance are lower with in-network providers and facilities. You may save money & hassle when visiting an in-network provider through MultiPlan PPO.
How do I file a claim with an INF Plan?
It's very straightforward to file a claim with INF. Whether you pay out of pocket or not- it's important always file an INF online claim form. This helps speed up the claims process by creating a record at our claims department, and lets them know to expect incoming bills. You need to fill out the claim form once per incident.
Eligible claims are typically adjudicated and paid within 6 weeks. It may take longer due to the need for supplementary paperwork or other pending items required by the claims team in order to properly adjudicate and pay the claims.