INF BMI TRAVEL ASSIST PLANS

INF-BMI plans provide assistance for international trips with no deductible or copayments and 100% coverage to the listed maximum in the policy. INF BMI Travel Assistance covers COVID-19, some pre-existing conditions, and designed to cover one-off sicknesses for urgent care, ER, and hospitalization.

What is INF-BMI Travel Assist?

INF-BMI plans provide assistance for international trips with no deductible or copayments and provides coverage for full pre-existing conditions, acute onset of pre-existing conditions, and COVID-19 as per the limits in the Plan.

INF recommends enrolling in the Ultra Plus, VIP, VIP Plus- which provides comprehensive coverage for pre-existing, acute onset of pre-existing conditions, and COVID-19. INF-BMI plans can provide these innovative visitor insurance options.

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Benefits that come with INF-BMI Plans

  • COVID-19 Coverage.
  • All plans have 100% Co-Insurance (We cover 100%) and NO DEDUCTIBLE.
  • We make all the appointments for you- no more hassle of finding a provider who will accept you plan. We do everything on the backend to make sure it's completely cashless.

COVID-19 Coverage

  • The Beneficiary must always and without exception contact the Emergency Central, Who in turn will coordinate a virtual appointment by Telemedicine.
  • According to the o pinion provided by the Medical Department, if the Beneficiary presents symptoms related to COVID-19, the Assistance Center will coordinate the relevant medical consultation, according to the safety and health protocols of each country.
  • We will cover the expenses incurred up to the coverage limit indicated in the voucher.
  • The following expenses will be covered under the same limit:
    • Hospital Expenses for COVID-19: In case of requiring hospitalization to stabilize the Beneficiary's condition.
    • Mechanical respirator fees: If the Medical Department, together with the treating doctor, considers the use of a mechanical respirator necessary, the Central will authorize and cover said expense.

**Important Notice**

Vouchers purchased after arrival are subject to a 3-day waiting period for new sickness coverage and 15-day waiting period for COVID-19 Coverage.

Vouchers must be extended before expiration to avoid waiting period for new sickness coverage.

Extension must be requested and approved by BMI. Please send extension requests 1 week before expiration

BMI Plan 60 days Travel Assistance Cost

Name of the Plan

Ultra Plus

VIP

VIP Plus

Trip Duration (60 days)

Policy Max: $60K

Policy Max: $100K

Policy Max: $250K

Plan Cost (0-65)

$230.26

$303.40

$425.00

​Plan Cost* (66-74)

$417.24

$530.70

$730.17

​Plan Cost* (75-84)

$1,251.72

$1,592.10

NA

*Quotes are for 61 days to get the optimal pricing.

Plan Options With Policy Maximums

Coverage Option

Ultra Plus

VIP

VIP Plus

Coverage Limit (No deductible / 100% coverage)

$60,000

$100,000

$250,000

Pre-Existing Conditions Coverage

The coverage provided for chronic and / or pre-existing diseases includes the following eventualities:

  • Acute episode or unpredictable event
  • Decompensation of
    • A Chronic issue
    • A Pre-existing diseases known
    • A previously asymptomatic pre-existing condition

Benefits

​Medical Assistance for Accident

​Medical Assistance for Illness

Medical Assistance in Case of Pre-Existing Medical Condition

Medical Assistance for COVID-19 up to 64 years old

​Medical Assistance for COVID-19 - 66 to 70 years old country of origin

​Prescription Drugs

​​Dental Emergency

Classico**

$10,000

​$10,000

$300

Included

$0

Included

​$150

Ultra**

$30,000

$30,000

$500

Included

$30,000

Included

$300

Ultra Plus

​$60,000

​$60,000

​$700

Included

$30,000

Included

$​750

VIP

​$100,000

​$100,000

$2,000

Included

$30,000

Included

$1,500

VIP Plus

​$250,000

​$250,000

$6,000

Included

$30,000

Included

$1,750

Benefits

Repatriation or Sanitary Transfer

​Repatriation of Mortal Remains

Accidental Death (up to 84 years old)*

Transportation of Family Member due to Hospitalization

​Convalescence Expense Hotel Expenses

Lost Documents and Personal Effects Assistance​

​​Return due to Death of an Immediate Family Member​

​​Early Return Due to Serious Disaster at Home​

​​Minor Escort

Trip Cancellation (up to 74 years old)​

Classico**

$10,000

​$10,000

$10,000

Included

$300

Included

Economy Ticket

Economy Ticket

Economy Ticket

N/A

Ultra**

$30,000

$30,000

​$10,000

Included

$800

Included

Economy Ticket

Economy Ticket

Economy Ticket

$2,000

Ultra Plus

​$60,000

​$60,000

​$50,000

Included

$800

Included

Economy Ticket

Economy Ticket

Economy Ticket

$2,000

VIP

​$100,000

​​$60,000

$50,000

Included

$2,000

Included

Economy Ticket

Economy Ticket

Economy Ticket

$2,000

VIP Plus

​Included

Included

$100,000

Included

$2,200

Included

Economy Ticket

Economy Ticket

Economy Ticket

$2,000

Benefits

Substitution of an Executive

24 Hours’ Information Line

Emergency Message Transmission

Fee for Transfer of Bail Bond

​​Fee for Transfer of Funds

Legal Assistance for Traffic Accident

Total and Definitive Loss of Baggage​

​​Expenses for Delay Luggage​

Delayed or Cancelled Flight

Theft or loss passport during a trip​

Late Arrival​

Classico**

N/A

​Included

Included

$10,000

$10,000

$1,000

​$600

​$600

N/A

$50

$100

Ultra**

Included

Included

​Included

$20,000

$20,000

$2,000

$1,200

​$800

N/A

$70

$300

Ultra Plus

Included

Included

​Included

$20,000

$20,000

$2,000

$1,200

$1,200

$150

$100

$450

VIP

Included

Included

​Included

$30,000

$30,000

$3,000

$3,000

$2,000

$150

$100

$500

VIP Plus

​Included

Included

Included

$35,000

$40,000

$9,000

$3,000

​$2,000

$150

$100

$500

** Not Available

Benefits for BMI Travel Assist

Medical Benefits

  • Medical assistance for accident or illness
  • Medical assistance for COVID-19
  • Prescription drugs
  • Dental emergency
  • ​Repatriation or sanitary transfer

Non-Medical Benefits

  • Accidental death
  • Repatriation of mortal remains
  • Transportation of family member due to hospitalization
  • Hotel expenses due to convalescence
  • ​Late arrival
  • ​Return due to death of family member
  • Early return due to serious disaster at home
  • ​Lost or delayed luggage
  • Delayed or cancelled flight
  • Theft or loss of passport during a trip

Plan Options for Visitors to USA

Different plan options according to the type and length of the trip, whether for business, pleasure, studies, and regardless if you travel by air, sea or land.​

  • Offers protection for a single round trip
  • Minimum 5 day - Maximum 90 consecutive days of travel
  • Pay for the exact days of your trip

Optional:

  • Expectant Mother
  • Preexisting Condition
  • COVID-19 for people over 70 years old
  • Designed for families consisting of 2 adults (spouses or not) over 21 years old
  • Up to 3 children under 21 years of age
  • Minimum 5 days - Maximum 90 consecutive days of travel
  • Three people minimum purchase for this plan.
  • Designed for international students up to 45 years old
  • Minimum 4 months - Maximum 12 consecutive months of travel.
  • Ideal for parents staying in the USA for long-term pleasure trips
  • Minimum two months (60 days)
  • Maximum one calendar year (365 consecutive days of travel).
  • Ideal if you travel for pleasure multiple times during a calendar year
  • Four plan options: Max. 30, 45, 60 or 90 consecutive days of travel.
  • ​Optional: COVID-19 for people over 70 years old
  • Ideal for companies with a large number of travelers
  • The plan is pre-purchased from 250 or more days of assistance
  • The plan has a validity of 365 days from its purchase
  • Self-management platform for better control and distribution of each traveler.