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INF BMI Insurance

What is INF-BMI Travel Assist? 

INF-BMI plans provide assistance for international trips with no deductible or copayments and provides coverage for full pre-existing conditions, acute onset of pre-existing conditions, and COVID-19 as per the limits in the policy. 

INF   recommends enrolling in the Ultra Plus, VIP, VIP Plus- which provides comprehensive coverage for pre-existing, acute onset of pre-existing conditions, and COVID-19. INF-BMI plans can provide these innovative visitor insurance options.

BMI is an A-Rated, admitted and regulated American Insurance Company and been a leader in international travel assistance programs worldwide for more than 40 years. BMI has served more than 1 million happy clients worldwide. In 2016, the Ward Group ranked BMI as one of the top 50 life and health insurance companies in the United States. The American Registry of Business Excellence ranked BMI in the top 1% of America's most honored business in the industry. INF Partnered with BMI to bring the very best to our Members.

Rates for our INF-BMI Plans get much less expensive the longer you enroll. For example- 1 month of VIP+ is $512.60 while 2 months of VIP+ is $425. We strong suggest members to enroll in our new BMI Plans for at least 2 months (61 days) before switching to another INF plan.


BMI Plan 60 days Travel Assistance Cost (Extended Plan)
Name of the Plan Trip Duration (60 days) Plan Cost
Classico Policy Max $10K $151.53
Ultra Policy Max: $30K $183.00
Ultra Plus Policy Max: $60K $230.26
VIP Policy Max: $100K $303.40
VIP Plus Policy Max: $250K $425.00


See plan options we offer below: 
Plan Options with policy maximums 
Coverage Option
Coverage Limit (No deductible / 100% coverage)
Classico
$10,000
Ultra
$30,000
Ultra 50
$50,000
Ultra Plus
$60,000
VIP
$100,000
VIP Plus
$250,000

Pre-Existing Conditions Coverage 

The coverage provided for chronic and / or pre-existing diseases includes the following eventualities:
  1. Acute episode or unpredictable event
  2. Decompensation of
    1. A Chronic issue
    2. A Pre-existing diseases known
    3. A previously asymptomatic pre-existing condition 


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INF BMI Travel Brochure

Click to Get Quote and Purchase BMI Travel Plan

Benefits that come with INF-BMI Plans
  1. COVID-19 Coverage

  2. All plans have 100% Co-Insurance (We cover 100%) and NO DEDUCTIBLE

  3. We make all the appointments for you- no more hassle of finding a provider who will accept you plan. We do everything on the backend to make sure it's completely cashless.

  4. We provide all members with free Careington 500 Dental Plan ($100 value). Just send your voucher number to support[at]infplans.com with a request and we will issue you a dental card at no cost!
COVID-19 Coverage 
  1. The Beneficiary must always and without exception contact the Emergency Central, who in turn will coordinate a virtual appointment by Telemedicine
  2. According to the opinion provided by the Medical Department, if the Beneficiary presents symptoms related to COVID-19, the Assistance Center will coordinate the relevant medical consultation, according to the safety and health protocols of each country
  3. We will cover the expenses incurred up to the coverage limit indicated in the voucher.
  4. The following expenses will be covered under the same limit:
    1. Hospital Expenses for COVID-19: In case of requiring hospitalization to stabilize the Beneficiary's condition.
    2. Mechanical respirator fees: If the Medical Department, together with the treating doctor, considers the use of a mechanical respirator necessary, the Central will authorize and cover said expense
Medical BeneFits | $0 Deductible plans with 100% coverage
Benefits
Classico
Ultra
Ultra Plus
VIP
VIP Plus
​Medical Assistance for Accident
​$10,000   
$30,000
​$60,000   
​$100,000   
​$250,000   
​Medical Assistance for Illness
​$10,000   
$30,000
​$60,000   
$100,000   
​$250,000   
Medical Assistance in Case of Pre-Existing Medical Condition
$300
$500
​$700
$2,000
$6,000
Medical Assistance for COVID-19 up to 64 years old
Included
Included​
​Included
​Included
​Included
​Medical Assistance for COVID-19 - 65 to 70 years old country of origin
$0
$30,000
$30,000
$30,000
$30,000
​Prescription Drugs
Included
Included
Included
Included
Included
​Dental Emergency
​$150
$300
$​750
$1,500
$1,750
travel assistance benefits
Benefits
Classico
Ultra
Ultra Plus
VIP
VIP Plus
Repatriation or Sanitary Transfer
​$10,000   
$30,000
​$60,000   
​$100,000   
INCLUDED
Repatriation of Mortal Remains
​$10,000   
$30,000
​$60,000   
​$60,000   ​
INCLUDED
Accidental Death (up to 84 years old) *
  $10,000   
$10,000   
$50,000   
$50,000   
$100,000 
Transportation of Family Member due to Hospitalization
Included
Included​
​Included
​Included
​Included
Convalescence Expense Hotel Expenses
$300   
$800   
$800
$2,000
$2,200
Lost Documents and Personal Effects Assistance​
Included
Included
Included
Included
Included
Return due to Death of an Immediate Family Member​
ECONOMY TICKET
ECONOMY TICKET
ECONOMY TICKET
ECONOMY TICKET
ECONOMY TICKET
Early Return Due to Serious Disaster at Home
ECONOMY TICKET
ECONOMY TICKET
ECONOMY TICKET
ECONOMY TICKET
ECONOMY TICKET
Minor Escort
ECONOMY TICKET
ECONOMY TICKET
ECONOMY TICKET
​ECONOMY TICKET
​ECONOMY TICKET
Trip Cancellation (up to 74 years old)
N/A
$2,000
$2,000
$2,000
​$2,000
OTHER plan benefits
Benefits
Classico
Ultra
Ultra Plus
VIP
VIP Plus
Substitution of an Executive
NA
INCLUDED
INCLUDED
INCLUDED
INCLUDED
24 Hours’ Information Line
INCLUDED
INCLUDED
INCLUDED
INCLUDED
INCLUDED
Emergency Message Transmission
INCLUDED
INCLUDED
INCLUDED
INCLUDED
INCLUDED
Fee for Transfer of Bail Bond
$10,000
$20,000
$20,000
$30,000
$35,000
​Fee for Transfer of Funds
$10,000
$20,000
$20,000
$30,000
$40,000
Legal Assistance for Traffic Accident
$1,000
$2.000
$2,000
$3,000
$9,000
Total and Definitive Loss of Baggage
​$600
$1,200
$1,200
$3,000
$3,000
Expenses for Delay Luggage
​$600
​$800
​$1,200
​$2,000 
$2,000
Delayed or Cancelled Flight
N/A
N/A
$150
$150
$150
Theft or loss passport during a trip
$50
$70
$100
$100
$100
Late Arrival
$100
$300
$450
$500
$500

Benefits for BMI Travel Assist 

Medical Benefits 

・ Medical assistance for accident or illness
・ Medical assistance for COVID-19
・ Prescription drugs
・ Dental emergency
​・ Repatriation or sanitary transfer
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NON-MEDICAL BENEFITS: 

 ・ Accidental death
・ Repatriation of mortal remains
・ Transportation of family member due to hospitalization
・ Hotel expenses due to convalescence
・ Late arrival
・ Return due to death of family member
・ Early return due to serious disaster at home
・ Lost or delayed luggage
・ Delayed or cancelled flight
​・ Theft or loss of passport during a trip

Plan Options for Visitors to USA

Different plan options according to the type and length of the trip, whether for business, pleasure, studies, and regardless if you travel by air, sea or land.​

Daily Plan

・ Offers protection for a single round trip
・ Minimum 5 day - Maximum 90 consecutive days of travel
・ Pay for the exact days of your trip
・ Optional:
・ Expectant Mother
・ Preexisting Condition
・ ​COVID-19 for people over 70 years old

FAMILY PLAN 

・Designed for families consisting of 2 adults (spouses or not) over 21 years old
・Up to 3 children under 21 years of age
・ Minimum 5 days - Maximum 90 consecutive days of travel
​・ Three people minimum purchase for this plan.

STUDENT PLAN

・ Designed for international students up to 45 years old
・​ Minimum 4 months - Maximum 12 consecutive months of travel.
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EXTENDED STAY PLAN 

・ Ideal for parents staying in the USA for long-term pleasure trips
・Minimum two months (60 days) 
・Maximum one calendar year (365 consecutive days of travel).

MULTI-TRIP ANNUAL PLAN

・ Ideal if you travel for pleasure multiple times during a calendar year
・ Four plan options: Max. 30, 45, 60 or 90 consecutive days of travel.
​・ Optional: COVID-19 for people over 70 years old

CORPORATE PLAN

・ Ideal for companies with a large number of travelers
・ The plan is pre-purchased from 250 or more days of assistance
・ The plan has a validity of 365 days from its purchase
・ Self-management platform for better control and distribution of each traveler.


Related Articles

  • What is Full Pre-Existing Coverage?
  • How is a Pre-Existing Condition Determined? 
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